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Debit Mastercard®
Use the Optum Bank debit Mastercard to:

  • Pay on-the-spot at a doctor’s office, pharmacy or other health care facility.
  • Pay a bill you receive from a doctor or other provider.
  • Withdraw funds from an ATM to reimburse yourself for expenses you paid out-of-pocket.* (ATM access is not available on all HSA products.)

Online bill payment
Use our secure website to send payments directly to your health care providers, pharmacy, or other payees. Sign in to your account to get started.

Reimbursement
When you pay for qualified expenses out-of-pocket, you can sign in and request an ACH or check disbursement. If your HSA offers ATM access, you can use your Debit Mastercard at any ATM that displays the Mastercard acceptance mark to get cash to reimburse yourself. (Note: You’ll need your PIN. There's a $300 per 24-hours limit on ATM withdrawals.*)
        *There is a $2.50 ATM withdrawal fee. Access fees may also be charged by the ATM owner.

Optum Bank Mobile App
Always on the go? Download the Optum Bank Mobile App today to send payments directly to your health care provider and reimburse yourself for an out-of-pocket payment, without ever having to sit down at your computer.