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Insights and research

Connect your health and finance.

Explore perspectives on innovation and practical applications of data and analytics in health care and financial wellness.

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Health Finance Journey Model

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Health Finance Journey Model and 5 Stage Pathways

This atticle introduces an advanced version of the Optum Bank®proprietary engagement tool, the Health Finance Journey™ model and the 5 Stages of Health Saving and Spending, Pathways level.

Download Pathways PDF

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5 Stages of Health Saving and Spending

Discover how Optum Bank has advanced its predictive engagement model to a new level of sophisticated analytics.
 

Download 5 Stages PDF

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Your HSA and retirement

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Use your HSA as a retirement vehicle

This article details survey findings and provides recommendations from leaders at Optum Bank and Empower Retirement for encouraging retirement health care savings with an HSA.

Download the retirement PDF

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Connecting health and finance (your money)

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Financially preparing for a chronic condition

Learn about the emotional impact of chronic care and how deeply intertwined health and finances are.
 

Download the PDF on Financially preparing for a chronic condition

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The marriage of health and money

See how Optum Bank is working to end consumer confusion by introducing analytics, technology and a digital experience.

Download the marriage of health and money PDF

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Understanding how an HSA works

Discover how an HSA can help you manage health care costs now and in the future.
 

Download Understanding how an HSA works PDF

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Health and finances: More connected than ever

The Coronavirus pandemic has forced us as individuals, families and communities to adapt to an ever-changing way of life. With such intense focus on our health, the interconnection of health and finances is more important than ever. Learn more about how to use your health accounts to help cope with financial unpredictability.
 

Download the health and finances PDF