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The 2019 HSA contribution limit for individual coverage is $3,500 and the family coverage is $7,000. If you are 55+ there is an additional $1,000 catch-up contribution. 

The 2019 Health Care FSA Max IRS Election contribution limit is $2,700. Click here to learn more.


Take control of your health care spending and saving


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Qualified medical expenses

What can you use your HSA, MSA or FSA to pay for? Find out with this list.

See expenses


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Health Savings Checkup

How much will you need for health care expenses when you retire? Get an estimate with this educational calculator.

Start your checkup


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Mobile banking

Make managing and paying for qualified and eligible medical expenses easier with the Optum Bank® Mobile App, Apple Pay and more.

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Optum Bank Academy

Finally, there’s a better way to understand your HSA.

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Say "OK, Google" or "Hey, Alexa"

Connect to Optum Bank to ask general account questions.

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HSA basics

See how a health savings account (HSA) can help you save.

Learn more

It’s really convenient. I know what the exact balance is. At the end of the year, they give me a summary of how much I spent.

– Optum Bank account holder
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Educational resources

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Sign up for a live webinar, or watch a prerecorded one at your convenience.


Increase your knowledge of common HSA topics in just two minutes with our easy-to-understand videos.


Get answers to common questions and links to important forms.