Full Width Image Background
Full Width Image Background
Text

Welcome to Optum Bank

Optum Bank is a digital, analytics and technology leader advancing the way you save and pay for health care; connecting health and finance in unprecedented ways.



Text
Text

Stay informed
on COVID-19

Text

Optum is providing support and resources to help people stay up to date on coronavirus disease 2019 (COVID-19).

Text

 

COVID-19 news and regulatory updates

Text

Regulatory update

The Coronavirus Relief (CARES) Act and your health account

 

Learn more

Text

Regulatory update

COVID-19 and your HSA

 

Learn more

Text

Resources

Take advantage of these tools and educational materials to make the most of your health accounts.

Icon Picker V2
HSA tax center
Icon Picker V2
""
Icon Picker V2
Qualified medical expense tool
Icon Picker V2
Education Optum Icon
Icon Picker V2
""
Icon Picker V2
""
Text

Five stages of health saving and spending

Optum Bank Health Finance JourneyTM model

Whether you just opened a health savings account (HSA) or you’ve been contributing for years, you likely have questions. We all do. And how you use your HSA will likely change over time. Most of us go through a five-stage journey as we save and pay for qualified medical expenses.

Explore where you are in the journey

  • Decide: I’m thinking about opening an HSA.
  • Open: I have opened an HSA but haven’t used it much.
  • Use: I'm using as much money as I'm contributing to my HSA.
  • Manage: I'm using my HSA but have enough funds left over to potentially begin investing.
  • Optimize: I’m turning my HSA into an investment and maximizing it.
Text

Digital tools

Text

Tool

Qualified medical expense search tool

Learn about qualified medical expenses. Use this search tool to filter by account type and expense type to see what qualifies.

See a list of expenses

Text

Application

Optum Bank Mobile App

All the tools you need when you're on the go. Make deposits, track payments and capture receipts.

Download the app

Text

 

Optum Bank Academy

Text

 

Text

EDUCATIONAL TOOLS

Take the complexity out of understanding your health account

Enroll in custom courses designed to help you plan, save and pay for qualified medical expenses.

learn more

Text


Text

VIDEO

Optum Bank Academy – HSA educational courses

Learn why it’s important to fund your HSA and develop a personal contribution strategy to save for the future.

Watch course trailer

Text


Text

VIDEO

Optum Bank Academy – FSA educational courses

Learn how a flexible spending account (FSA) works, plan for annual contributions, and how to submit claims for reimbursement.

Watch course trailer

Text