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Welcome to the new Optum Bank website

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Optum Bank Academy is here!

Finally, there’s a better way to understand your HSA. Find out more.

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IRS 2019 CONTRIBUTION LIMITS

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The 2019 HSA contribution limit for individual coverage is $3,500 and the family coverage is $7,000. If you are 55+ there is an additional $1,000 catch-up contribution. The 2019 Health Care FSA Max IRS Election contribution limit is $2,700. Click here to learn more.

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Take control of your health care spending and saving

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Qualified medical expenses

What can you use your HSA, MSA or FSA to pay for? Find out with this list.

See expenses

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Health Savings Checkup

How much will you need for health care expenses when you retire? Get an estimate with this educational calculator.

Start your checkup

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Mobile banking

Make managing and paying for qualified and eligible medical expenses easier with the Optum Bank^® Mobile App, Apple Pay and more.

Get started

Thought Leadership

Prep for open enrollment

This fall, let Optum Bank help you make sense of it all.

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Say "OK, Google" or "Hey, Alexa"

Connect to Optum Bank to ask general account questions.

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HSA basics

See how a health savings account (HSA) can help you save.

Learn more

It’s really convenient. I know what the exact balance is. At the end of the year, they give me a summary of how much I spent.
– Optum Bank account holder

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