Your HSA/FSA card is the fastest and most convenient way to pay for everyday health expenses like bandages to braces, and contacts to chiropractors. Plus, you save up to 30%* since you’re using pre-tax dollars.
Save even more with Optum Store — 7% savings on FSA purchases with code OPTFSA7 and 5% on HSA purchases with code OPTHSA5.
We make paying for health care easier
while making your health care dollars go further
We're here to help
Whether you’ve just opened your account or you’re preparing to retire, use our tools to help you save, pay and invest for your health care now and into the future.
What can I buy with my health account dollars?
Using your HSA/FSA payment card is the easiest way to pay for qualified expenses. Plus, you save up to 30%* since you’re using pre-tax dollars.
HSA-FSA Card: Pay the smarter way
Your card is the most convenient way to pay for all qualified expenses. Plus, you save an average of 30% on any health costs because you are using pre-tax funds.*
Transfer your HSA
Already have a health savings account (HSA) with another HSA provider? Save time by combining your HSAs into a single account with Optum Bank. It's easy to do.
Questions about your taxes?
Make the most of your HSA by taking advantage of all the tax benefits. Browse our resources to ensure you’re up to speed for tax season.
Looking for your bank or tax statements?
You can get copies of your most recent tax forms by signing in to your account online.
HSA tax center
Additional questions about how to save on taxes with your HSA? Visit our tax center to prepare for tax season and get answers to your questions about your taxes.
Keep Uncle Sam out of your pocketbook
Save up to 30% on income taxes when you use your HSA/FSA card.* Save even more with Optum Store — 7% savings on FSA purchases with code OPTFSA7 and 5% on HSA purchases with code OPTHSA5.
*Savings compares using pre-tax income in your health benefit account (HSA, FSA) to using after-tax income for purchases and assumes a 30% combined tax rate from all applicable federal, state and FICA taxes. Results and amount will vary depending on your circumstances.