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Welcome to Optum Bank

Optum Bank is a digital, analytics and technology leader advancing the way you save and pay for health care; connecting health and finance in unprecedented ways.



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Don't have an HSA?  Enroll now

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Stay informed
on COVID-19

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Optum is providing support and resources to help people stay up to date on coronavirus disease 2019 (COVID-19).

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REMINDER: Be mindful of scams and protect your account
Optum Bank cares about your safety and security online. As a result of the coronavirus pandemic, there are a growing number of schemes in which fraudsters may target and attempt to collect your personal information. Click here to review important reminders regarding our security protocols and steps you should take to protect your account and personal information.

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news and regulatory updates

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Regulatory update

2021 Health Savings Account (HSA) limits have been announced

Learn more

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Regulatory update

2019 HSA contribution deadline extended to July 15, 2020

Learn more

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Resources

Take advantage of these tools and educational materials to make the most of your health accounts.

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HSA tax center
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Qualified medical expense tool
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Five stages of health saving and spending

Optum Bank Health Finance JourneyTM model

Whether you just opened a health savings account (HSA) or you’ve been contributing for years, you likely have questions. We all do. And how you use your HSA will likely change over time. Most of us go through a five-stage journey as we save and pay for qualified medical expenses.

Explore where you are in the journey

  • Decide: I’m thinking about opening an HSA.
  • Open: I have opened an HSA but haven’t used it much.
  • Use: I'm using as much money as I'm contributing to my HSA.
  • Manage: I'm using my HSA but have enough funds left over to potentially begin investing.
  • Optimize: I’m turning my HSA into an investment and maximizing it.
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Digital tools

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Tool

Qualified medical expense search tool

Learn about qualified medical expenses. Use this search tool to filter by account type and expense type to see what qualifies.

See a list of expenses

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Application

Optum Bank Mobile App

All the tools you need when you're on the go. Make deposits, track payments and capture receipts.

Download the app

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Optum Bank Academy

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EDUCATIONAL TOOLS

Take the complexity out of understanding your health account

Enroll in custom courses designed to help you plan, save and pay for qualified medical expenses.

learn more

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VIDEO

Optum Bank Academy – HSA educational courses

Learn why it’s important to fund your HSA and develop a personal contribution strategy to save for the future.

Watch course trailer

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VIDEO

Optum Bank Academy – FSA educational courses

Learn how a flexible spending account (FSA) works, plan for annual contributions, and how to submit claims for reimbursement.

Watch course trailer

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