Spend less on health care expenses
At Optum Financial, we help you save on health costs, so you have more to spend on the things you love.
Your HSA/FSA card is the fastest and most convenient way to pay for everything from bandages to braces, and contacts to chiropractors. Plus you save up to 30%* since you’re using pre-tax dollars.
Save even more with Optum Store — 7% savings on FSA purchases with code OPTFSA7 and 5% on HSA purchases with code OPTHSA5.
You're going places — take your HSA with you
We're here to help
Whether you’ve just opened your account or you’re preparing to retire, use our tools to help you save, pay and invest for your health care now and into the future.
HSA resource
What can I buy with my health account dollars?
Using your HSA/FSA payment card is the easiest way to pay for qualified expenses. Plus you save up to 30%* since you’re using pre-tax dollars.
HSA resource
New account holder checklist
Go you. By opening an HSA, you've taken the first step to take charge of health costs. Learn more about how to make the most of your HSA.
FSA resource
Use don't lose your FSA funds
Shop Optum Store using your FSA card to spend your FSA funds before you lose them. Use code OPTFSA7 to receive a 7% discount.
Questions about your taxes?
Make the most of your HSA by taking advantage of all the tax benefits. Browse our resources to ensure you’re up to speed for tax season.
HSA tax time
Looking for your bank or tax statements?
You can get copies of your most recent tax forms by signing in to your account online. Please note: Tax forms are not available via the mobile app.
HSA tax time
HSA tax center
Additional questions about how to save on taxes with your HSA? Visit our tax center to prepare for tax season and get answers to your questions about your taxes.
HSA tax time
Keep Uncle Sam out of your pocketbook
Save up to 30% on income taxes when you use your HSA/FSA card.* Save even more with Optum Store — 7% savings on FSA purchases with code OPTFSA7 and 5% on HSA purchases with code OPTHSA5.
*Savings compares using pre-tax income in your health benefit account (HSA, FSA) to using after tax income for purchases and assumes a 30% combined tax rate from all applicable federal, state, and FICA taxes. Results and amount will vary depending on your circumstances.