Using your health account dollars
Welcome to the Optum Store.
Shop with confidence; everything is HSA- and FSA- eligible.* Skip the receipts when using your Optum Bank payment Mastercard® - purchases are automatically approved, hassle-free. Plus, get free shipping.** Learn more.
An HSA is like no other savings account. The money goes in on a pre-taxed basis through payroll contributions, grows income tax-free and comes out income tax-free when you use it for qualified medical expenses. Plus, you can carry over unused available funds from year to year and the account is yours to keep even if you change jobs, change health plans or retire.
Health Finance Ed Center
Introducing the new Health Finance Ed Center. Click the links below to find educational tools and resources designed to help you make the most of your health accounts.
Optum Bank Health Finance JourneyTM model
Whether you just opened a health savings account (HSA) or you’ve been contributing for years, you likely have questions. We all do. And how you use your HSA will likely change over time. Most of us go through a five-stage journey as we save and pay for qualified medical expenses.
Explore where you are in the journey
- Decide: I’m thinking about opening an HSA.
- Open: I have opened an HSA but haven’t used it much.
- Use: I'm using as much money as I'm contributing to my HSA.
- Manage: I'm using my HSA but have enough funds left over to potentially begin investing.
- Optimize: I’m turning my HSA into an investment and maximizing it.
*Your FSA plan may exclude reimbursement for certain categories of items. Check your plan for specific coverage details.
**Free and expedited shipping offers are applicable through Dec. 31, 2020, and do not apply to shipping outside of the contiguous United States. Additional shipping restrictions may apply.
The Optum Store is an affiliate of the UnitedHealth Group family of companies.