At Optum Bank, we’re here to help make sure you understand how to make the most of your health savings and prepare for financial wellness.
Our health account courses offer interactive educational tools available exclusively to Optum Bank account holders. Learn how to make the most of your health accounts with online courses that help you understand what you need to know for your situation.
- Experience personalized courses designed for you.
- Establish a customized savings plan tailored to what’s right for you today and in the long run.
- Sign in anytime. It's available 24/7.
Get the most out of your HSA
Whether you've just opened your health savings account (HSA) or you're preparing to retire, our Optum Bank® Academy courses are here to help guide you in making the most of your HSA.
We understand that health care costs can sometimes come as a surprise. Our interactive courses are tailored to your needs to help you build up your HSA balance so that it's there for you today, tomorrow and into retirement.
Questions about your FSA
If you’ve ever felt like understanding your flexible spending account (FSA) is too complicated, our Optum Bank Academy courses can help. Learn how an FSA works, how to plan for annual contributions, how to submit claims so that you can get reimbursed quickly and more.
Optum Bank Academy HSA course catalog
More and more companies offer their employees high-deductible health plans for their insurance coverage. For some companies, it's the only option they offer. And the key to managing your high-deductible health plan well is your health savings account, or HSA. The HSA is a pretty cool financial tool when you know how to use it and take advantage of its benefits.
HSA — start saving now
Learn why it’s important to fund your account as early as you can.
Most Americans are going to need more money to pay for their health care needs than their insurance coverage will provide. The HSA is a smart way to plan for the eventual health needs that are going to arise. Contributing to your HSA and benefitting from the multiple tax-free benefits it has to offer is the best way to be read when they do.
HSA and money management
Develop a personal HSA contribution and management strategy that puts you in control of your health care dollars.
If it seems like medical costs just keep going up and up, that's because they do. But many consumers don't realize how much ability they have to contain the cost of their care. A little diligence and extra effort on your part can go a long way. It's unfortunate that you have to be so diligent to manage your costs, but it's the same in all walks of your financial life. Why would health care be any different?
Containing Your Health Care Costs
See how choosing carefully when getting health care can help you manage your health care costs.
Your health savings account can be more than a place to set aside tax-free income to pay your medical bills. It can be a savvy long-term savings tool right up there with your 401(k) and your IRA. The truth is that, as you age, your health care needs are going to go up. It's just part of getting older. More doctor visits, more medicine and more costs. But when you take advantage of the investment features of your health savings account, you can make sure you're covered, and then some, allowing you to have the golden years you're hoping for.
Money in the bank: Your HSA as an investment tool
Learn how to make your HSA a key component of your short- and long-term investment strategies.
Optum Bank Academy FSA course catalog
HMO, PCP, HDHP - there's no shortage of acronyms in health care. But the FSA, the flexible spending account, is worth digging into. These are pre-tax dollars you sock away to help you pay for common expenses and give you a greater sense of control. In these courses, I'll teach you the ins and outs of the FSA, how to plan and save in a way that's right for you. And I'll share some of the best practices for getting your claims approved more efficiently. Learn more now, and start putting the FSA to work for you.
FSAs: How to plan and save
This course will help you understand how each FSA account works and how to plan for annual contributions.
FSA claims: Documentation for swift reimbursement
In this course, learn the step-by-step process for submitting claims so that you can get reimbursed quickly.