Fees are a headache, so we removed a lot of them
We’ve done away with many unnecessary bank fees for HSAs.
Over 10 miscellaneous fees have been removed in order to help you save more money. They are:
- Check order fee
- Wire transfer fee
- Return or paid non-sufficient funds (NSF) fee
- Official check fee
- Excess contribution fee
- Returned deposit item fee
- Stop payment fee
- Research fee
- Document copy fee
- Paper statements fee
- Check processing fee (or ACH fee)
The only fees you should expect are a monthly maintenance fee and, when applicable, an ATM withdrawal fee, outbound transfer fee, and monthly investment* fee.
We like to avoid fees, too. Use your Health Savings Account Debit MasterCard® at the point of service to avoid ATM withdrawal fees. By reducing fees, you're able to save more for your future.
Investments are not FDIC-insured, are not guaranteed by Optum Bank® and may lose value.
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