IRS 2019 Contribution Limits

Date Posted: May 10, 2018


The IRS announced their contribution limits, deductible and out-of-pocket information for 2019. Contributing the maximum allowed by law each year lets you get the most tax savings. Be sure to keep these contribution limits set by the IRS in mind.

The IRS defines a qualifying high-deductible health plan as having:

  • A minimum annual deductible of $1,350 individual/$2,700 family
  • An out-of-pocket maximum of $6,750 individual/$13,500 family

2019 HSA contribution limits:

  • Individual coverage – $3,500
  • Family coverage - $7,000
  • Age 55+ — additional $1,000 catch-up contribution, meaning you can deposit an additional $1,000 per year. If your spouse is also 55 or older, he or she may establish a separate HSA and make a “catch-up” contribution to that account.