Shop. Save. Repeat.
The Optum Store makes it easy to use (not lose) your FSA dollars. There are hundreds of FSA-eligible health and wellness products and you no longer need to submit receipts when using your Optum Financial Payment Card — your FSA purchases are automatically approved.
Use code OPTFSA7 with your FSA to receive a 7% discount off all your purchases.*
Use it or lose it
It’s important to understand that in most cases flexible spending accounts (FSAs) do have a “use it or lose it” rule. That means you would lose any money left in your account at the end of the plan year. See the information below on how to help manage your FSA funds.
-
OR
-
OR
-
OR
-
OR
-
OR
Resources to maximize your FSA funds
Unsure of what expenses qualify?
Use the Qualified Medical Expenses search tool to check if an expense qualifies to use your FSA funds on.
Looking to learn more?
Sign in to view the latest Optum Bank Academy courses designed to help you maximize your FSA benefits.
Tax savings
Your taxable income is reduced by the amounts you deposit into your FSA accounts, up to IRS limits.
2022 limits:
- Health care FSA max IRS election: $2,850
- Dependent care FSA max IRS election:
- Individual: $2,500
- Family: $5,000
2021 limits:
- Health care FSA max IRS election: $2,750
- Dependent care FSA max IRS election:
- Individual: $2,500
- Family: $5,000
*Your FSA plan may exclude reimbursement for certain categories of items. Check your plan for specific coverage details.
The promotional codes OPTFSA7 and OPTHSA5 offered by the Optum Store is intended for the sole use by Optum Bank flexible spending arrangement (FSA) and health saving account (HSA) members when making a purchase with their FSA or HSA. Promotional codes cannot be applied to previously placed orders and cannot be combined with other promotional codes. Promotional codes are not transferable or redeemable for cash or credit. To apply a promotional code, you must enter it prior to completing the order. Failure to adhere to these terms of use may result in the transaction being voided.
Free and expedited shipping offers do not apply to shipping outside of the contiguous United States. Additional shipping restrictions may apply.
The Optum Store is an affiliate of the UnitedHealth Group family of companies.