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New account holder checklist

By opening an HSA, you've taken the first step to take charge of health costs. Now, let's learn more about how to use your HSA.

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Make the most of your HSA

Let's learn the basics

A health savings account (HSA) is a triple tax-advantaged account that helps you pay for qualified medical expenses from bandages to braces, and contacts to chiropractors. The money you contribute to your HSA goes in, grows and comes out income tax-free when used for qualified medical expenses. You know you’re going to need it — so why not save on taxes, too? You can use your HSA to pay for the qualified medical expenses of anyone you claim on your taxes, even if you’re only enrolled with single coverage. This is a great way to plan for unexpected medical expenses, from your deductible to an ER visit, for the whole family.

Pay the smarter way

The easiest way to shop and pay for qualified expenses is with your HSA card. Simply check out online or in store and the money automatically comes out of your pre-tax account, giving you automatic savings. It’s like having a 30%* off coupon every time you use your card.

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Digital wallet

Don't leave home without your HSA

Life is always in motion. By adding your HSA card to your digital wallet, you can rest easy knowing that your HSA card is always with you for unexpected expenses.

Learn more

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Pay the smarter way

Your HSA card is the fastest and most convenient way to pay for qualified expenses. You can pay for everyday items like bandages, sunscreen, glasses, prescriptions, doctors visits and much more. Plus you save up to 30%* since you’re using pre-tax dollars.

What I can buy

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Let's get you registered

Register for your HealthSafe ID so you can easily sign in to your online account and check your balance, deposit funds and much more.

Create online account

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Start saving today

Sign in to your account to set up reoccurring contributions to ensure you're contributing the maximum allowed by the IRS each year. 

Set up contributions

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Get ahead on taxes

HSA tax center

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Download the mobile app

Manage your HSA anywhere with the mobile app. Make deposits, track payments and capture receipts while you're on the go.

Learn more

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Name your beneficiary

Take a minute to ensure that you have a beneficiary selected for your HSA. 

Add a beneficiary 

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Relax — you're saving with every card swipe

How do savings stack up? Let's look. For a $100 pair of eyeglasses, you could pay using your own money, or pay with your HSA or FSA card. 

When you use your HSA or FSA card, the money comes out of your pre-tax account, giving you automatic savings. It’s like having a 30%* off coupon every time you use your card. 

Shop now

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