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Welcome to Optum Bank

Optum Bank is connecting health and
finance in unprecedented ways.



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Don't have an HSA?  Enroll now

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Stay informed
on COVID-19

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Optum is providing support and resources to help people stay up to date on coronavirus disease 2019 (COVID-19).

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2019 HSA contribution deadline extended to July 15, 2020 

The federal income tax filing deadline has been extended to July 15, 2020 (IRS Notice IR-2020-58). Tax payers can also defer federal income tax payments from April 15, 2020 to July 15, 2020 without normal penalties and interest regardless of the amount owed. This July 15 deadline extension only applies to federal taxes; check your state’s tax filing deadline as it may vary by state. 

Learn more 

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Featured Articles

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Resources and Digital tools

Take advantage of these tools and educational resources to make the most of your health accounts.

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Tool

Qualified medical expense search tool

Learn about qualified medical expenses. Use this search tool to filter by account type and expense type to see what qualifies.

See a list of expenses

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Application

Optum Bank Mobile App

All the tools you need when you're on the go. Make deposits, track payments and capture receipts.

Download the app

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Tool

HSA contribution calculator

Figure out your maximum contribution, estimate your tax savings and see how your savings can grow over time.

Learn more

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Five stages of health saving and spending

Optum Bank Health Finance JourneyTM model

Whether you just opened a health savings account (HSA) or you’ve been contributing for years, you likely have questions. We all do. And how you use your HSA will likely change over time. Most of us go through a five-stage journey as we save and pay for qualified medical expenses.

Explore where you are in the journey

  • Decide: I’m thinking about opening an HSA.
  • Open: I have opened an HSA but haven’t used it much.
  • Use: I'm using as much money as I'm contributing to my HSA.
  • Manage: I'm using my HSA but have enough funds left over to potentially begin investing.
  • Optimize: I’m turning my HSA into an investment and maximizing it.

Learn more about the 5 stages

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Optum Bank Academy

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EDUCATIONAL TOOLS

Take the complexity out of understanding your health account

Enroll in custom courses designed to help you plan, save and pay for qualified medical expenses.

learn more

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VIDEO

Optum Bank Academy – HSA educational courses

Learn why it’s important to fund your HSA and develop a personal contribution strategy to save for the future.

Watch course trailer

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VIDEO

Optum Bank Academy – FSA educational courses

Learn how a flexible spending account (FSA) works, plan for annual contributions, and how to submit claims for reimbursement.

Watch course trailer

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