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Spend less on health care expenses

At Optum Financial, we help you save on health costs, so you have more to spend on the things you love.

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Pay the smarter way

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Your HSA/FSA card is the fastest and most convenient way to pay for everything from bandages to braces, and contacts to chiropractors. Plus you save up to 30%* since you’re using pre-tax dollars.

Save even more with Optum Store — 7% savings on FSA purchases with code OPTFSA7 and 5% on HSA purchases with code OPTHSA5.

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You're going places — take your HSA with you

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Use your health account dollars

Never leave your HSA behind

It’s easy to take your HSA with you wherever you go. Add your HSA card to your phone or watch’s digital wallet – so you’re ready to pay on the go.

Learn more

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Use your health account dollars

Boost your balance

Contribute to your HSA today so you always have funds when you need them. Set-up one-time or recurring deposits or increase your payroll contributions.

Make a contribution

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We're here to help

Whether you’ve just opened your account or you’re preparing to retire, use our tools to help you save, pay and invest for your health care now and into the future.

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HSA resource

What can I buy with my health account dollars?

Using your HSA/FSA payment card is the easiest way to pay for qualified expenses. Plus you save up to 30%* since you’re using pre-tax dollars.

View qualified expenses

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HSA resource

New account holder checklist

Go you. By opening an HSA, you've taken the first step to take charge of health costs. Learn more about how to make the most of your HSA.

Learn more

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FSA resource

Use don't lose your FSA funds

Shop Optum Store using your FSA card to spend your FSA funds before you lose them. Use code OPTFSA7 to receive a 7% discount.

Shop Optum Store

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Questions about your taxes?

Make the most of your HSA by taking advantage of all the tax benefits. Browse our resources to ensure you’re up to speed for tax season.

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HSA tax time

Looking for your bank or tax statements?

You can get copies of your most recent tax forms by signing in to your account online. Please note: Tax forms are not available via the mobile app.

Sign in to your account

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HSA tax time

HSA tax center

Additional questions about how to save on taxes with your HSA? Visit our tax center  to prepare for tax season and get answers to your questions about your taxes.

Visit our tax center

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HSA tax time

Keep Uncle Sam out of your pocketbook

Save up to 30% on income taxes when you use your HSA/FSA card.* Save even more with Optum Store — 7% savings on FSA purchases with code OPTFSA7 and 5% on HSA purchases with code OPTHSA5.

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