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Optum Bank mobile app

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HSA sign in

  • Check your balance
  • Manage your contribution
  • Reimburse yourself
  • Pay a bill

How to transfer your HSA

Multiple HSAs? Consolidating your funds into one account with Optum Bank is easy.

FSA sign in

  • Check your balance
  • Upload receipts
  • Track your claims status

Shop and save

Your payment card is the fast, easy way to save on all kinds of everyday eligible health items.

Flexible spending account (FSA) savings calculator

See how much you could save with an FSA

Use this flexible spending account (FSA) savings calculator to estimate how much you could save on eligible health care and dependent care expenses. Enter your expected expenses and tax information to calculate your potential savings.  

Commonly asked questions

Estimate your eligible health care or dependent care expenses for the year. Enter that amount into the calculator to see how contributing pretax dollars could affect your savings.

A good starting point is the amount you expect to spend on qualified medical, dental and vision expenses during the plan year. Contribute only what you feel confident you will use based on your anticipated needs.

Estimate your eligible health care expenses for the year and enter that amount into the calculator. The FSA calculator uses your estimated tax rate to show how much you could save by paying for eligible expenses with pretax dollars instead of after-tax income.

FSA funds can typically be used for qualified medical, dental and vision expenses, including copays, deductibles, prescriptions and certain over-the-counter products. Check your plan for eligible expenses.

Unused FSA funds may be forfeited at the end of the plan year, depending on your employer's plan rules. Some plans offer a grace period or limited carryover amount. Review your plan details for specific requirements. 

This FSA Savings calculator was created by Optum Financial to be illustrative of typical results of typical participants in similar type benefits programs. The accuracy of the results are predicated upon the input provided by the user, and as such, Optum Financial disclaims the accuracy of any results shown. This calculator is intended merely as a planning tool and is not meant as tax or investment advice. Before taking any action based upon the results provided, please consult with a tax consultant or expert.