Contributions/Deposits Making a plan to contribute regularly to your HSA is the key to saving for current and future qualified medical expenses. Ways to Contribute You can make an initial contribution when you apply for your account if you use our online enrollment process. After that, there are several different ways to make regular contributions to your HSA. Contribution Limits The IRS sets contribution guidelines for individuals and families each year. Who Can Contribute You're not the only one who can contribute to your HSA. Your employer and your friends and family can contribute, too.