OptumBank.com - Contributions Deposits

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Contributions/Deposits

Making a plan to contribute regularly to your HSA is the key to saving for current and future qualified medical expenses.

Ways to Contribute
You can make an initial contribution when you apply for your account if you use our online enrollment process. After that, there are several different ways to make regular contributions to your HSA.

Contribution Limits
The IRS sets contribution guidelines for individuals and families each year.

Who Can Contribute
You're not the only one who can contribute to your HSA. Your employer and your friends and family can contribute, too.

Health savings accounts (HSAs) are individual accounts offered by Optum Bank^SM, Member FDIC, and are subject to eligibility and restrictions, including but not limited to restrictions on distributions for qualified medical expenses set forth in section 213(d) of the Internal Revenue Code. State taxes may apply. This communication is not intended as legal or tax advice. Please contact a competent legal or tax professional for personal advice on eligibility, tax treatment, and restrictions. Federal and state laws and regulations are subject to change.

NEED TO KNOW
You can reimburse yourself with your HSA funds for qualified medical expenses you had on or after the date you were covered by a high-deductible health plan and opened an HSA. You just have to have enough money in your account to cover the costs.