Open Enrollment: Making Benefit Choices Soon?An HSA combined with a qualifying high-deductible health plan puts you in control of your health-care savings and spending. Optum Bank Update New Year, New Limits The IRS sets guidelines for how much you can contribute to an HSA each year. Find out what your contribution limits are for 2015. HSA Information For You Join a Webinar: Free Financial Forums Find out why an HSA may be the smartest option for your health care needs and how it can help you save hundreds of dollars annually. Register now! Take these steps to take control of your health care spending Find out if you're eligible and decide if opening an HSA makes sense for you. Start saving for your health today. Learn how to make deposits, grow your funds, pay for expenses and save on taxes. Finding a form Growing your funds Paying expenses Getting tax information Making deposits Health savings accounts (HSAs) are individual accounts offered by Optum BankSM, Member FDIC, and are subject to eligibility and restrictions, including but not limited to restrictions on distributions for qualified medical expenses set forth in section 213(d) of the Internal Revenue Code. State taxes may apply. This communication is not intended as legal or tax advice. Please contact a competent legal or tax professional for personal advice on eligibility, tax treatment, and restrictions. Federal and state laws and regulations are subject to change.