About Health Savings Accounts (HSAs)

A health savings account (HSA) combined with a qualifying high-deductible health plan puts you in control of your health-care savings and spending.

Other Health Accounts
Compare HSAs with the other two main types of health accounts an employer might offer.

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HSA Eligibility
The main requirement for opening an HSA is having a qualifying high-deductible health plan.

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About HSA Health Plans
Health plans that you can use with an HSA must meet IRS guidelines for annual deductibles and out-of-pocket maximums.

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Health savings accounts (HSAs) are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply. The content on this website is not intended as legal or tax advice.