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Fees are a headache, so we removed a lot of them

We’ve done away with many unnecessary bank fees for HSAs.

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Over 10 miscellaneous fees have been removed in order to help you save more money. They are:

  • Check order fee
  • Wire transfer fee
  • Return or paid non-sufficient funds (NSF) fee
  • Official check fee
  • Excess contribution fee
  • Returned deposit item fee
  • Stop payment fee
  • Research fee
  • Document copy fee
  • Paper statements fee
  • Check processing fee (or ACH fee)

The only fees you should expect are a monthly maintenance fee and, when applicable, an ATM withdrawal fee, outbound transfer fee, and monthly investment* fee.

We like to avoid fees, too. Use your Health Savings Account Debit MasterCard® at the point of service to avoid ATM withdrawal fees. By reducing fees, you're able to save more for your future.

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Investments are not FDIC-insured, are not guaranteed by Optum Bank® and may lose value.