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Investing: Overview

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Congratulations!

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Your health savings account has reached a designated balance, also known as the investment threshold.

That means you can choose to invest some of your HSA dollars as part of your long-term savings strategy.

To set up your investment account, go to the investment tab and click 'Dashboard'. You can then enroll in an investment account.

First, you will be prompted to set up your fund elections.

This is when you select your investment options and decide how to spread the money among those funds.

 

You can change mutual fund elections at any time.

Then you will decide how much money you want to transfer into your new investment account.

You can also use money in your investment account to help pay for qualified medical expenses. Simply sell the funds you own and transfer the money to your HSA cash account.

Or make investing even easier with recurring transfers – any funds that exceed your designated balance will automatically be transferred into your investment account.

Remember, the funds in your investment account can grow tax-free. And you can keep investing as long as you maintain the HSA investment threshold amount.

If you are eligible, don’t wait! Go ahead and set up your investment account today!

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Disclaimer: Investments are not FDIC insured, are not guaranteed by Optum BankÒ, and may lose value.

It’s important to speak with your financial advisor to understand if investing is right for you.

Mutual fund investment options are made available through the services of an independent investment advisor. Shares are offered through Charles Schwab & CO., Inc., a registered broker-dealer. Orders are accepted to effect transactions in securities only as an accommodation to HSA owner. Optum Bank is not a broker-dealer or registered investment advisor and does not provide investment advice or research concerning securities, make recommendations concerning securities, or otherwise solicit securities transactions.

Heath savings accounts (HSAs) are individual accounts offered or administered by Optum BankÒ, Member FDIC, and are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply. Fees may reduce earnings on account. This communication is not intended as legal or tax advice

 © 2017 Optum, Inc. All rights reserved. PR1553 65978-062017

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Learn how to invest your health savings account (HSA) dollars in mutual funds.

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