Our products and services
Optum Bank, Member FDIC, provides products and services to help individuals save and pay for health care. We are dedicated to meeting the health care financial needs of individuals and families, and their employers.
Health savings accounts (HSA)
An Optum Bank HSA lets individuals save pretax money to pay for qualified health care expenses – such as doctor visits, prescription drugs and dental and vision care – now or in the future.
HSA investment services
Once the balance in an HSA reaches a certain designated balance, individuals have the option of investing a portion of their savings in mutual funds.*
Flexible spending accounts (FSA)
Flexible spending accounts offers employees a way to budget and pay for medical and dependent care expenses, while reducing an employer’s payroll tax burden.
Health reimbursement accounts (HRA)
Health reimbursement accounts are a way for employers to help offset their employees’ health care costs and gain tax advantages.