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Maximize your benefits strategy and help people understand how health impacts wealth.

Find out how easy it is to help your population become better health care consumers with an Optum financial health savings account.

Optum financial accounts provide tax-advantaged ways to help people save and pay for qualified health care expenses now and into retirement — all while lowering your administrative overhead.

- Health Savings Accounts (HSA) – Combine a qualifying high-deductible health plan with an HSA to help people pay for expenses with pre-tax dollars, save for future medical expenses and grow retirement savings.

- Flexible Spending Arrangements (FSA) – Give people the opportunity to reduce annual taxable income with money set aside for health care or dependent care.

- Health Reimbursement Arrangements (HRA) – Help people offset some of their out-of-pocket medical costs with these tax-advantaged programs.

Optum has deep expertise in administering health accounts. We have been offering HSAs for over 10 years, servicing more than 1.5 million HSA customers to-date. We provide a comprehensive suite of consumer and employer support solutions that are dedicated to helping you get the full benefits of HSA ownership.

Optum can help you provide HSAs through:

  • Comprehensive support to help you introduce health accounts
  • A variety of account types and set-up options
  • The safety and security of Optum Bank®
  • Intuitive and robust websites, tools and information
  • Turn-key account holder education and communications
  • An experienced and professional support team
  • Meaningful analytics to drive healthy populations and a healthy bottom line

Optum Bank, Member FDIC, with more than $3 billion in assets, is dedicated to providing products and services that help make the health care system work better for everyone.