Individuals and families

If you've already opened or are considering a health savings account (HSA), or another health care financial solution, you might be wondering how to best use your account for ultimate savings and quality care. We can help.

Top 5 reasons to use an HSA

Wondering how a health savings account can help you and your family save and pay for health care? Check out our top five reasons for using an HSA.

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HSA 101 videos

Watch our quick 2-minute videos to learn the basics about HSAs, including how to make deposits and pay for qualified medical expenses.
 Watch now

Qualified medical expenses

The Internal Revenue Service determines what expenses can be reimbursed with an HSA and what cannot. Find out what health care expenses are covered.
 Learn more

Health account comparison

What's the difference between an HSA, FSA and HRA? Compare and contrast your different options for health financial accounts.
 Learn more


Need help managing or using your account? Our customer support center includes answers to common questions and contact options for our customer support team.
 Visit our customer support center


Once your HSA reaches a certain designated balance, you may invest a portion of your HSA dollars in mutual funds.*
 Learn how to invest with your HSA

Investments are not FDIC-insured, are not guaranteed by Optum Bank and may lose value.