Health reimbursement accounts (HRA)
A health reimbursement account (HRA) allows you to reimburse employees for expenses not paid for by insurance, such as deductibles and coinsurance. You decide what qualified medical expenses are covered and how much the business contributes.
Capture tax savings for your organization
Why offer an HRA?
Optum: Where health care and financial services converge
For more than 25 years, Optum has led the way in health account administration. More than simply providing an account, Optum focuses on the convergence of health care and financial services to help employees grow from an account holder to a long-term health saver. We believe that when your employees have money to pay for health care, they’ll make better decisions and will be healthier.
Health reimbursement account is flexible and work with your medical plans. We can integrate account data with your plan websites and client service experience. Implementation is easy, and you’ll have access to free, easy-to-use HRA education and management tools designed to help employees understand the relationship between their health and wealth.
COMPREHENSIVE HEALTH CARE EDUCATION
We have education tools to help you educate employees how to plan, save and pay with their health accounts. Options for both online service and call center response mean employees can manage their benefits when it’s convenient for them.