Flexible spending accounts (FSA)
A flexible spending account (FSA) is a tax-advantaged account that can be used toward qualified health care or dependent care expenses. Employees save on federal, state and FICA taxes while you save on payroll taxes.
Help employees pay for health care with pre-tax dollars
Why offer an FSA?
Optum: Where health care and financial services converge
For more than 25 years, Optum has led the way in health account administration. More than simply provide an account, Optum focuses on the convergence of health care and financial services to help employees grow from an account holder to a long-term health saver. We believe that when your employees have money to pay for health care, they’ll make better decisions and will be healthier.
Flexible spending account is easy to implement. Optum can provide options that will work well with your medical plan design. Because health accounts are our specialty, we help get employees comfortable with managing some of their health care expenses and work with you on a customized, holistic benefits approach that combines health, wellness and financial security.
COMPREHENSIVE HEALTH CARE EDUCATION
We have education tools to help you educate employees how to plan, save and pay with their health accounts. Options for both online service and call center response mean employees can manage their benefits when it’s convenient for them.