Paying with your HSA

Paying for health care costs is easy with your Optum Bank® HSA. See below for common questions about paying with your HSA.

How can I use my HSA to pay for medical expenses?

There are several ways to pay for health care costs from your HSA, including using your Optum Bank Health Savings Account Debit MasterCard®.
 See payment options

How do I use and manage my debit card?

See where you can use your card, how to change your PIN, how to request an additional card, and more.
 Manage your debit card  

Is my debit card safe and secure?

MasterCard provides valuable security services to help protect your health savings account.
 View MasterCard Services  


MANAGE YOUR ACCOUNT ONLINE

Check your balance, make deposits, pay online, see statements, and more when you log in to your account using our secure website.
 Log in now


SAVE YOUR RECEIPTS ONLINE

Tired of messy stacks of paper receipts? Log into your account to upload and save images of your receipts for qualified medical expenses.
 Log in now


QUALIFIED MEDICAL EXPENSES

Wondering what expenses you can pay for with your health account? Qualified medical expenses for HSAs, FSAs and HRAs are defined by the IRS. Find out what's covered.
 View qualified medical expenses