Health savings account (HSA) interest rates

Your HSA may earn interest at tiered rates. Interest is accrued daily and paid monthly. Interest rates vary and may change at anytime.

Find your interest rate and annual percentage yield (APY)
To find out your current interest rate and APY, log in to view your account details. Your interest rate and corresponding APY can also be found on your monthly statement.

TRUTH IN SAVINGS: DISCLOSURE OF INTEREST AND ACCOUNT TERMS

Rate information

The interest rate and annual percentage yield (APY) on the full balance in your account will be on a tiered basis at the stated interest rate that corresponds to the applicable deposit tier, as described in the table above.

Compounding and crediting

Interest will accrue daily based on the balance of funds on deposit in your account and will be credited on the last day of each month. If you close your account on any day other than the last day of the month, you will forfeit any interest accrued for that month.

Balance and computation method

We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the balance in the account each day.

Minimum average balance requirement

Please refer to your schedule of fees.

Accrual of interest on deposit other than cash

Interest will begin to accrue on the business day deposited non-cash items (for example, checks) are posted to your account.


MANAGE YOUR ACCOUNT ONLINE

Check your balance, make deposits, pay online, see statements, and more when you log in to your account using our secure website.
 Log in now


NEW TO YOUR HSA? START HERE.

If you've just opened your account, follow our checklist to get off to a good start.
 Get our new account holder checklist