FSA and HRA help

If you have questions about managing your Optum flexible spending account (FSA) or health reimbursement account (HRA), we have answers. Follow the links to more information on the following topics.

How does my FSA work?

Flexible spending accounts (FSAs) offer employees a way to budget and pay for medical and dependent care expenses, while reducing the employer’s payroll tax burden.
 Learn more about FSAs

Can I pay for child care expenses with my FSA?

A dependent care flexible spending account covers qualified day care expenses for children younger than age 13 and adult dependents who are incapable of caring for themselves.
 Learn more about qualified dependent care expenses  

What medical expenses can I pay for using my FSA?

The Internal Revenue Service determines what expenses can be reimbursed with funds from a health care flexible spending account (FSA).
 Learn more about qualified medical care expenses  

How does my HRA work?

With an health reimbursement account (HRA), employers contribute money for to a health account that you can use to pay for out-of-pocket medical costs.
 Learn more about HRAs

What's the difference between an HSA, FSA and HRA?

The three most common health accounts offered by employers and health plans are health savings accounts (HSAs), flexible spending accounts (FSAs) and health reimbursement accounts (HRAs).
 Compare health accounts now  


Can't find the answers you're looking for on this website?
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You can use an HSA or FSA to pay for qualified medical expenses, but there are some differences between accounts for what's eligible.
 View qualified medical expenses now