WEBVTT

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Sometimes two is
better than one.

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Two shoes, two cars,
two viewpoints.

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How about two health
care accounts?

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One to help you pay for
qualified medical expenses,

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and one to help you pay for
dental and vision expenses.

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Expenses like: lasik
eye surgery,

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dental visits, and orthodontics.

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That's the idea behind
the limited purpose FSA.

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It's offered through your
employer during your open

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enrollment period.

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Check your benefit information
to see if you're eligible.

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The limited purpose FSA
is a great companion

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to a health savings account,
but it has a limited purpose.

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You use it to pay for unforeseen
dental and vision expenses.

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You can easily pay
for services at dental

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or vision clinics
with your debit card.

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With a limited purpose FSA, you
decide how much you want to put

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into the account, and that
lump sum is there the first day

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of the plan year.

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Plus, the money that
goes in is deducted

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from your paycheck before taxes.

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Just make sure you
use all the money

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in your limited purpose FSA.

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It's not like an HSA,
where your funds roll

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over from year to year.

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While some plans have a grace
period or a carryover provision,

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a limited purpose FSA is a
"use it or lose it" account.

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One important note: If you spend
your limited purpose FSA dollars

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before the end of the plan year,
and something else comes up -

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like a root canal
- additional dental

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or vision expenses could
be paid from your HSA.

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Just make sure to check
your plan details.

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No matter what, we
make it really easy

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to help you keep track of what
you've spent and what you plan

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to spend, so you
can plan efficiently

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and maximize your account.

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Download our mobile app
to check on your accounts,

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submit a claim and more.

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The limited purpose FSA.

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Combined with your HSA,

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it's a case where two
is better than one.