WEBVTT 00:00:00.966 --> 00:00:03.033 Save smart. 00:00:03.033 --> 00:00:04.233 It’s easy to do 00:00:04.233 --> 00:00:05.700 with your Optum Bank® 00:00:05.700 --> 00:00:06.833 Health Savings Account. 00:00:07.000 --> 00:00:08.266 Start by simply making 00:00:08.300 --> 00:00:10.833 a deposit into your HSA. 00:00:11.066 --> 00:00:12.766 One way is through payroll 00:00:12.766 --> 00:00:13.866 deduction, if your employer 00:00:13.866 --> 00:00:15.200 offers that option. 00:00:15.466 --> 00:00:16.933 Decide how much you want to 00:00:16.933 --> 00:00:18.433 contribute from each paycheck, 00:00:18.500 --> 00:00:19.633 and that amount is 00:00:19.666 --> 00:00:20.700 automatically deposited into 00:00:20.700 --> 00:00:21.766 your account. 00:00:21.833 --> 00:00:23.266 You can also make an online 00:00:23.366 --> 00:00:25.833 deposit at optumbank.com; 00:00:26.100 --> 00:00:27.333 either as a one-time 00:00:27.400 --> 00:00:29.600 or recurring contribution. 00:00:30.100 --> 00:00:31.533 And you’re not the only one who 00:00:31.633 --> 00:00:33.400 can contribute to your account. 00:00:33.400 --> 00:00:35.233 Anyone can. 00:00:35.466 --> 00:00:36.666 So if your birthday is right 00:00:36.666 --> 00:00:38.400 around the corner, 00:00:38.600 --> 00:00:39.700 go ahead and put “HSA deposit” 00:00:39.700 --> 00:00:41.566 on your wish list. 00:00:41.833 --> 00:00:43.033 Just remember that all deposits 00:00:43.033 --> 00:00:44.766 count towards the 00:00:44.966 --> 00:00:46.066 annual contribution limits 00:00:46.066 --> 00:00:47.633 set by the IRS. 00:00:47.900 --> 00:00:49.100 Be sure to use 00:00:49.100 --> 00:00:50.333 the HSA calculator 00:00:50.466 --> 00:00:51.700 at optumbank.com 00:00:51.833 --> 00:00:52.500 to determine how much 00:00:52.500 --> 00:00:53.800 you can contribute. 00:00:54.033 --> 00:00:55.033 While you’re at it – 00:00:55.033 --> 00:00:55.800 use it to estimate 00:00:55.833 --> 00:00:57.500 your tax savings! 00:00:57.900 --> 00:00:58.800 Now it’s time 00:00:58.800 --> 00:01:00.300 to put your HSA to work! 00:01:01.100 --> 00:01:02.400 You can use your HSA dollars 00:01:02.400 --> 00:01:03.766 to pay for qualified 00:01:03.766 --> 00:01:05.233 medical expenses 00:01:05.433 --> 00:01:06.100 for you 00:01:06.100 --> 00:01:07.733 and your eligible dependents. 00:01:08.433 --> 00:01:10.000 The easiest way to pay 00:01:10.000 --> 00:01:11.866 is with your HSA debit card. 00:01:12.166 --> 00:01:13.633 You can use it on the spot -- 00:01:13.633 --> 00:01:15.366 or after you receive a bill. 00:01:16.266 --> 00:01:17.533 You will receive your debit card 00:01:17.633 --> 00:01:18.666 in the mail shortly after 00:01:18.666 --> 00:01:20.633 your account is opened. 00:01:20.833 --> 00:01:22.500 Another easy option is to pay 00:01:22.500 --> 00:01:24.933 online at optumbank.com - 00:01:25.166 --> 00:01:26.466 where you can send payments 00:01:26.466 --> 00:01:27.266 directly to 00:01:27.266 --> 00:01:28.700 health care providers, 00:01:28.700 --> 00:01:30.966 pharmacies or other payees. 00:01:31.400 --> 00:01:32.200 Already paid your bill 00:01:32.200 --> 00:01:33.066 out of pocket? 00:01:33.100 --> 00:01:34.000 No problem! 00:01:34.366 --> 00:01:36.266 It’s easy to reimburse yourself. 00:01:36.600 --> 00:01:37.966 Log into your account to 00:01:37.966 --> 00:01:39.500 request an electronic or check 00:01:39.533 --> 00:01:40.966 reimbursement. 00:01:41.233 --> 00:01:42.033 Finally, make sure you 00:01:42.033 --> 00:01:43.233 keep your receipts. 00:01:43.433 --> 00:01:44.666 You can conveniently upload 00:01:44.666 --> 00:01:45.933 and store them online 00:01:45.933 --> 00:01:47.666 at optumbank.com. 00:01:48.000 --> 00:01:49.333 This way, you can organize your 00:01:49.366 --> 00:01:50.966 receipts into folders 00:01:50.966 --> 00:01:52.700 to help you keep track of them 00:01:52.933 --> 00:01:54.266 in case you are ever audited 00:01:54.266 --> 00:01:55.700 by the IRS. 00:01:56.233 --> 00:01:56.900 Just another way to help you 00:01:56.900 --> 00:01:58.100 save smart! 00:01:58.766 --> 00:01:59.766 Still have questions about 00:01:59.766 --> 00:02:01.833 your Optum Bank HSA? 00:02:02.166 --> 00:02:03.533 Visit optumbank.com 00:02:03.666 --> 00:02:05.200 to learn more.