WEBVTT

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Making your money work for you.

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That's the idea behind the
health care flexible spending

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account, or FSA.

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Offered through your
employer, an FSA is a smart,

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income tax-free way
to help you pay

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for eligible medical expenses.

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It's simple to enroll.

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Decide how much you want to
set aside from your paycheck -

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before it's taxed - for eligible
health care expenses during your

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benefits plan year.

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When the year starts, all of
that money is put into your FSA.

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You don't have to wait for it.

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When it's time to pay
for eligible expenses,

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you can use your payment card
for fast, easy transactions.

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You can also use a personal
check or a credit card

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to pay eligible expenses.

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Just submit a claim request
online, or use our mobile app.

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Either way, you'll be
able to easily keep track

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of your transactions
anytime, anywhere.

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As you get started, there
are a few things to remember.

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Check your plan documents to
see what expenses are covered.

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Generally, things like
doctor visits, eye exams

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and diagnostic tests
are covered.

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Things like cosmetic
surgery, teeth whitening

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or vitamins are typically
not covered.

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An FSA is also a "use
it or lose it" account.

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Some plans have a grace period
or a carryover provision,

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but if you don't use all your
FSA dollars in a given year,

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you'll typically lose
the remaining cash.

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Finally, an FSA is
also a great supplement

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to other eligible health
accounts you may have -

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be it a health reimbursement
arrangement

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or a dependent care FSA.

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Together, it all works for you.

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Check your benefit information
to see if you're eligible.

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The health care flexible
spending account.

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The smart, income
tax-free way to pay

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for eligible health
care expenses.