Ways to Make a Deposit You have several options for making deposits to your HSA depending on what's most convenient for you. Make a contribution when you apply –When you enroll online, you can make an initial contribution by providing your checking or savings account information. Or, if you fill out and return the paper form, you can include a check to make your first contribution. Have your contribution deducted from your paycheck – If your employer offers this option, you can have a set amount deducted pre-tax from every paycheck. Make a Deposit – Log in to your account to make one-time or recurring contributions from a checking or saving account. Contribute by mail – Download, fill out and return a Contribution/Deposit form (PDF) with a check or money order to make a contribution any time. Special Contributions Build your HSA balance by transferring or rolling over funds from an IRA or another HSA.* Request an IRA distribution – You can make a one-time contribution from a traditional IRA or Roth IRA into your HSA. Contact your IRA administrator to request a distribution. Keep in mind that the amount of the contribution cannot be more than you are eligible to contribute to your HSA for the tax year. If your employer contributes to your HSA, make sure to take that into account. Transfer funds from another HSA –If you have an HSA from another bank that you want to close, you can transfer the funds to your Optum Bank HSA. To do so, download, fill out and send the HSA Rollover/Transfer Request Form (PDF) to the previous administrator. Roll over funds from another HSA – If you want to move funds from an existing HSA to your Optum Bank HSA, you can request a distribution from your current administrator and send us a check with the HSA Rollover/Transfer Request Form (PDF). * Distributions, rollovers and transfers are subject to IRS restrictions. Please contact your tax advisor for information.