Our Products and Services

Optum Bank provides products and services to help you save and pay for health care. We also offer loans to hospitals, clinical practices and other health care providers to modernize and improve patient care.


Health Savings Accounts
An Optum Bank HSA lets you save pretax money to pay for qualified health care expenses – such as doctor visits, prescription drugs and dental and vision care – now or in the future.

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HSA Investment Services
Once the balance in your HSA reaches a certain designated balance, you have the option of investing a portion of your savings in mutual funds*.

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Wealth Management Accounts
An Optum Bank Wealth Management AccountSM gives beneficiaries of insurance proceeds time to decide how to use the funds, plus safe and convenient ways to access their money.

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* Investments are not FDIC-insured, are not guaranteed by Optum Bank and may lose value.